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The forum has a new look and the Fairfax Team is so excited to create the best experience for our users.
To Note:
Private Donor Groups and Private Sibling Connection Groups are now located under the category "Groups". Search the donor number in the search box and you should find exactly what you're looking for!
Questions about your forum access? Email forum@fairfaxcryobank.com
Follow these steps to join a private donor group:
1) Press "Join" at the right of the group
2) Once prompted to confirm your request please list this information so we can verify your information:
Name (under which the vial was purchased)
Clinic Name
Donor number
Child Date of Birth
*If you are looking to start a private group for a PRS donor please email forum@fairfaxcryobank.com with the above information and that you are looking for a PRS group*
If you have any questions about the verification process please email forum@fairfaxcryobank.com
cost??
dreamsabc123
Senior Member Senior Member
Hi,
I'm wondering if anyone can tell me about how much I can expect to pay for each cycle. I live in ma and have health new england for insurance. However, because I'm chosing to do this to be a mom because I haven't found mr. Right, I doubt that my insurance will cover any of this. I want to use two doses of donor sperm with chlomid with a trigger for my best shot of conceiving right away. I also will need to get the initial testing, monitoring and I want to use ultrasounds. I'm trying to figure out how much money I need to have saved up before starting this. I'm hoping to start trying next sept. Thanks and lots of baby dust to everyone!!!
I'm wondering if anyone can tell me about how much I can expect to pay for each cycle. I live in ma and have health new england for insurance. However, because I'm chosing to do this to be a mom because I haven't found mr. Right, I doubt that my insurance will cover any of this. I want to use two doses of donor sperm with chlomid with a trigger for my best shot of conceiving right away. I also will need to get the initial testing, monitoring and I want to use ultrasounds. I'm trying to figure out how much money I need to have saved up before starting this. I'm hoping to start trying next sept. Thanks and lots of baby dust to everyone!!!
Comments
the actual iui will probably be around $500. The sperm will be the greatest cost at around $1200 a month if you are doing back to backs. That is almost 2000 a month right there. Then you have the shipping which will bring another 200. The clomid and the trigger is not much especially if insurance picks it up that was like $20. If you do injections that will up the cost. You have to go in when you start af and then if doing meds, a couple days to a week later then usually for the iui. So you usually have to go in 3-4 times a month. My office had you come in early in the morning around 8 for most things and they are good at what they do so you were out quickly, usually within a half hour to 45 minutes.
Good Luck!
Lots of baby dust
Robin
generally, sexuality has nothing to do with what insurance covers or not and i dont think they care if youve met mr right or not...im gay and didnt have any fertility issues i knew of and my insurance covered everything including IUI, but the sperm and copays...every insurance company differs...my suggestion is before you go crazy saving up tons of money waiting , make a consultation appointment with the fertility center you plan on going to, speak to the biller or nurse who is familiar with what tests and procedures and meds you might be taking...generally, they are familiar with all insurance companies and what the out of pocket expense will be to you as this is a concern for a lot of people..you might be surprised as to what will be covered and what wont..
good luck!
We switched docs after the first try for several reasons, one of them being she was out of network which made it a LOT more expensive then it had to be. The other being we didn't like her style and found her to be a tad bit looney tunes. AT OUR SECOND fertility clinic insurance payed for ultrasounds and bloodwork and most of the meds which was GREAT. Out of pocket we were responsible for a small percentage of the drugs (injections), copays of course ($10 a visit, so about $50/month), IUI proceedures (2/cycle at $325 each, so $650/month) and the two or more vials of sperm. We ordered the ID options sperm which was a bit more then those that are not ID options, but it's something we wanted. Our clinic wanted us to have back up vials there in case one or more didn't defrost correctly. We also had to pay a few hundred when my partner had the HSG done and when she had to have a cyst removed. It took us 3 tries, and it took on the third try. (we now have two extra vials there in storage... we'll leave it there for the time being just to make sure everything goes ok.) We are now 16 weeks pregnant and everything seems to be going well.
sexuality had a lot to do with it for us. because we were a same sex couple insurance wouldn't consider it a "fertility issue" until we had had 6 failed IUI's... only then would they pick up the cost of the procedure or cover IVF. Luckily we didn't have go that long. You're insurance is OUTSTANDING to have covered everything for you like that!! I wish other company's were so good. Who is your insurance carrier if you don't mind my asking?
i have empire blue cross blue shield PPO...i was never asked to fill out any paper that listed my sexuality, or what fertility issues i had or didn't...
what insurance company do you have? how did they know that you weren't trying for a baby with a man and couldn't get pregnant...i was under the impression one was considered infertile if one couldn't conceive in a years time..how did they know that wasn't you? seems kind of discriminatory doesn't it...i get they wont pay for sperm, or co-pays...most insurance companies wont pay for heavy duty meds like clomid or other stuff or they have high co-pays because those meds are $$$..but they should absolutely cover IUI, dr visits, ultrasounds etc...if they wont, FIGHT THEM..they are not going to just hand over any service but nothings been won without fight...so fight them...ask to speak to supervisors, file a discrimination claim, threaten going public...something! keep me posted !!!!!!!!!!!!!!!!!!
Unfortunately I think my insurances' stance on it is more common then yours (we have Horizon Blue Cross of NJ). They also wouldn't have covered it for a single (straight) person who didn't have proof of a fertility issue. It's unfortunate. If something had come up in my partner's chemistry or testing to say there was a medical problem that would have been a different story, but because she had no fertility issue other then not having the right ingredients (hehe) to make a baby, we were out of luck. All of our medicines were covered... very little out of pocket in that department, so we can't complain. They actually did cover one of the IUI's, which was a mistake on their part, but not one that I was going to bring to their attention... so the clinic refunded us the cost of that one, with the understanding that if the insurance company realizes the mistake we would owe it again.
Now we have two back up vials in storage that we have to figure out what we want to do with.
Under Limitations on page six it says,
"In reviewing each request, HNE may consider the medical appropriateness of the services proposed. Such review will be based on the facts of the case in question, taking into consideration such factors as the following:
Medical factors unique to the individual patient, such as, health history, medical condition, including any risk factors; and assesments of factors specific to infertility such as reproductive system condition and ovarian reserve;"
It's a bit of a stretch, but I wonder if because my cardiologist thinks my heart valve needs to be replaced in 3 to 5 years and that I need to have my kids before then or it wont be possible to become pregnant because I will be on bloodthinners that they will cover it for that reason? They will probably just say no and that I need to find a man to become pregnant from in that time frame then though. This is going to be expensive, ugh....I'm bringing this insurance paperwork with me to show the RE in april when I go for my first consultation visit. Maybe she will have suggestions?